24915 Vintage Ct Lutz, FL 33559
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About this home
Your Residential Oasis with Total Connectivity in Lutz Imagine coming home to the quiet comfort of a cul-de-sac, where peace welcomes you at the end of the day — yet within minutes, you’re connected to everything: major highways, shopping centers, and top-rated schools. That’s exactly what this beautiful 3-bedroom / 2-bath home with approximately 1,530 sq ft offers, featuring a smart split floor plan where every corner speaks of functionality, style, and comfort. What Makes It Irresistible • Well-distributed spaces with a smooth flow between kitchen, dining, and living areas. • Kitchen with breakfast bar and modern stainless-steel appliances. • Primary suite with double vanity, separate tub + shower, and a walk-in closet. • Fully fenced backyard — perfect for families, pets, or weekend barbecues. • Two-car garage plus additional parking for guests. • Freshly painted, with tasteful upgrades — move-in ready. Location Highlights • Just ~2.5 miles (˜5 minutes by car) from Tampa Premium Outlets, featuring over 110 brand-name stores. • I-275 is only a few minutes away, connecting you directly to Tampa and major routes. • Quick access means you can reach Downtown Tampa in a very reasonable drive time (depending on traffic). • From the house to the I-275 exit is roughly 4–7 minutes, depending on the route — excellent access. • Also nearby: grocery stores, restaurants, retail shops, and essential services. School Zone + Community • Located within a district offering excellent elementary, middle, and high schools — reliable public education close to home. • Strong, family-friendly, and safe residential community. • Extremely low HOA: only $17/month, no CDD, and no hidden costs. This isn’t “just another house” — it’s a lifestyle upgrade: peace when you arrive, convenience when you move, great education within reach, and recreation just around the corner.
Source: STELLAR #TB8435323
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.