2499 Calvano Dr Land O Lakes, FL 34639
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About this home
Welcome to The Enclave at Terra Bella! This Corner-Lot features Over 2,700 Sq Ft of Refined Living Space total under roof of 3359! Where design meets comfort in one of the area's most sought-after communities. Nestled on a generous .20-acre corner lot, this stunning two-story residence offers a beautifully appointed living space, designed to impress from the moment you arrive. Step inside and fall in love with the seamless flow of the main level, featuring porcelain tile flooring throughout, quartz windowsills, and abundant natural light. The formal living and dining rooms are perfect for entertaining, while the chef’s kitchen is a true showstopper—boasting granite countertops, stainless steel appliances, an oversized pantry closet, and ample room to cook and gather. A convenient half bath is tucked away downstairs for guests. Upstairs, the spacious primary suite offers the perfect retreat, complete with a sitting area, huge walk-in closet, and a luxurious en-suite bath. Three additional large bedrooms, a full guest bath with granite counters, and a flex space ideal for a home gym, game room, or media area round out the second floor. Step outside to enjoy Florida living at its finest. The screened lanai opens to a fenced backyard with plenty of space for grilling, gardening, or hosting unforgettable backyard gatherings. As part of the Terra Bella community, you’ll enjoy resort-style amenities including a sparkling community pool, clubhouse, sidewalk-lined streets, and convenient access to shopping, dining, and commuter routes. If you’ve been searching for space, style, and community—all in one—this home checks every box. Don’t miss your chance to own a piece of The Enclave’s charm. Schedule your private tour today!
Source: STELLAR #TB8408915
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.