25 Bayside Dr Palm Coast, FL 32137
Your savings
About this home
Back on market due to buyers financing. Why wait to build when you could have an existing newer home with many high-end customized upgrades that builders would charge a fortune for. Welcome to your dream home, a stunning newly built and fully fenced haven with smart home features nestled in the tranquil Indian Trails neighborhood, where the perfect blend of luxury features and family living awaits. This spacious home with contemporary/modern interior design boasts a multitude of luxurious features within the 2,338 square feet. With 4 bedrooms, 3 full bathrooms and a dedicated office, this home is ready to inspire its new owners to love it as much as its current homeowners. As you walk through the home, you’re welcomed with a custom feature wall in the living room with a Carrera marble-styled slab and wooden slats making it a perfect statement piece. The kitchen has quartz counter tops with stainless steel appliances, gray 42" cabinets with lighting above, a large pantry, high-end gold and black kitchen faucet, and much more. The primary bedroom is a large size, along with a great size primary bathroom with a large walk-in closet. The other 2 bathrooms are great size and both have tubs while one has a door that leads right out to your back lanai This is the perfect haven for a growing family with a great open concept floor plan. This property has many features added inside and out, including gray seamless gutters around the entire home, a fully fenced back yard, a 6-zone irrigation system with a deep water well installed, high definition 1080p security cameras with night vision on all 4 corners with 2TB hard drive, an ADT security system installed including glass break detection, smart light switches that can be paired with Amazon Alexa or Google, a Ring security doorbell, cable cutout behind the TV to feed wires through for no visible wires in the living room from the TV to the entertainment system, exterior accent lighting on the front of the home which also can act as holiday lighting with hundreds of different lighting and light show combinations, and much more! Located only 1 mile from the newly built AdventHealth Hospital, close to shopping, restaurants, and Flagler County’s beautiful beaches. Massey has been paid through the year and into next year until April 2026 for lawn health and maintenance. A/C has been regularly maintained. Schedule your showing today.
Source: STELLAR #FC311722
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.