25 Creekstone Ct Dallas, GA 30132
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About this home
Welcome home to this pristine, move-in ready residence in the highly sought-after Brookstone Creek community. Built in 2021, this 4-bedroom, 3.5-bath home showcases upgrades galore and has been meticulously cared for and beautifully decorated. Enjoy an abundance of natural light throughout, with LVP flooring on the main, upscale lighting, sleek hardware throughout, and a seamless open-concept floor plan perfect for modern living. The kitchen impresses with stone countertops, stylish backsplash, stainless steel appliances, iron range hood, built-in microwave, coffee bar, walk-in pantry, and a large island with functional storage- all flowing effortlessly into the family room featuring a custom shiplap fireplace. Step outside to a spacious deck ideal for relaxing or entertaining. Upstairs, the large primary suite offers a serene retreat with a completely tiled shower, double marble vanity, and large walk-in closet. The updated laundry room with washer and dryer is conveniently located on the second level alongside spacious secondary bedrooms and a full bath. The fully finished terrace level is perfect for entertaining, complete with a bar area and brand-new full bathroom-ideal for a media room, home gym, or man cave. Curb appeal abounds with a well-manicured front yard in an established, HOA-maintained community. Put your mind at ease with the transferable one year home warranty! This exceptional home combines style, functionality, and comfort in one of the area's most desirable neighborhoods.
Source: GAMLS #10620882
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.