25 Deer Trail Rd Front Royal, VA 22630
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About this home
Your Mountain Escape Awaits in High Knob! Step into a life where every day feels like a getaway. This stunning, nearly new home—just 2 years young—radiates warmth, comfort, and modern elegance. From the moment you walk through the door, the soaring vaulted ceilings embrace you with light and openness, creating a space that’s both grand and inviting. The lower level is a dream of possibilities with its impressive 10-foot ceilings—ready to become your private home theater for movie nights, a state-of-the-art gym, or the ultimate creative retreat. And the views? Simply breathtaking. Imagine sipping your morning coffee or unwinding at sunset while gazing at serene mountain vistas, all from the comfort of your living room. Nestled inside the gated High Knob community, you’ll enjoy peace of mind along with an amenity-rich lifestyle. Residents have access to a community pool for summer relaxation, a clubhouse for gatherings and events, basketball and tennis courts for recreation, and play areas and open spaces for outdoor enjoyment. The community also provides private road maintenance and snow removal, ensuring year-round convenience and easy access no matter the season. Whether you long for the quiet serenity of a mountain retreat or the energy of a vibrant community, this home offers the best of both worlds. With modern comforts, captivating scenery, and endless potential—it’s more than a house, it’s your sanctuary. Don’t just dream it… live it. Seller offering closing cost assistance!
Source: BRIGHT #VAWR2011428
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.