25 Goodport Ct Gaithersburg, MD 20878
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About this home
Welcome to 25 Goodport Ct — A Beautifully Updated Home in the Desirable Echo Dale Subdivision! This spacious and thoughtfully updated home features 3 generously sized bedrooms, 3 full bathrooms, and one convenient half bath, perfect for comfortable everyday living. Situated in the highly sought-after Echo Dale community, this property offers a perfect balance of style, space, and convenience. Step inside to find a bright, inviting layout with main-level wood flooring and upstairs waterproof laminate flooring for durability and easy maintenance. The kitchen is a true highlight, featuring granite countertops, stainless steel appliances, a wine fridge, and a double oven stove—ideal for both everyday meals and entertaining. The large primary suite offers a peaceful retreat with a walk-in closet and private full bath, while two additional bedrooms share a second full bath upstairs. A convenient half bath is located on the main level for guests. Recent updates include a new HVAC system (2022) and water heater (2023), providing added comfort and peace of mind. Enjoy outdoor living with a private backyard with walk-out and no direct neighbor in the rear, creating a sense of privacy and tranquility. The home is located less than one minute from the clubhouse and pool, perfect for enjoying community amenities year-round. Two dedicated parking spaces add everyday convenience. Perfectly positioned near parks, shopping, dining, and major commuter routes, this move-in ready home is a fantastic opportunity in one of the area’s most desirable neighborhoods. Schedule your private showing today — this one won’t last! **Seller prefers: AtoZ Settlements & Title for closing. Contact listing agent for more info**
Source: BRIGHT #MDMC2205222
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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