25 Pamela Jane Ct Oroville, CA 95966
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About this home
STOP! Don't miss this remodeled turn key home. Welcome to 25 Pamela Jane Ct., a beautifully updated home nestled on a private cul de sac walking distance from the elementary and junior high schools. This move-in-ready property offers comfort with an inviting charm. Step inside to find a warm and comfortable layout with thoughtful upgrades throughout. The living room boasts of a beautiful brick fireplace with the perfect white washed wood mantle creating a cozy atmosphere ideal for cool evenings. The kitchen has been tastefully updated with new appliances starting with the Gas Stove and Refrigerator (that has a personal water pitcher and ice trays with two different size of ice cubes) that can all be operated by a touch of your finger on your smart phone! The countertops have the newest rave on Pintrest with the Epoxy countertops; all of this along with the modern cabinets, ample storage, dine in kitchen area and more make this the perfect space for making memories. Venture down the hall to the first two Bedrooms that are of ample space for family, guests or even an office. The master bedroom is a tranquil retreat, complete with a walk in closet with built in storage. The master bath has been updated throughout with a newly added shower in tub that has lots of shelving, new vanity and so much more. This home has new paint inside including doors and trim. New waterproof laminate through out, new water heater, new french doors in the kitchen with built inside louvers, new front door with a coded locking system, a newer roof (6 years old) security camera's and lets not forget about the larger than life carport cover over the driveway. The yard is fully fenced both in the front and the back allowing you to create your own oasis with the low maintenance with built in irrigation system, garden beds already in place, Gazebo, all designed for a relaxed and comfortable lifestyle. Truly all this home needs is for you to come in and make it yours!
Source: CRMLS #PA25188349
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.