25 Shadowbrook Ct Covington, GA 30016
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About this home
Discover your move-in-ready retreat at 25 Shadowbrook Ct, a 3-bedroom, 2-bath gem spanning 1,648 sq ft with a fenced-in backyard. Positioned as the second home on a quiet, short road leading to a cul-de-sac, this property blends peaceful seclusion with a neighborly vibe. Step inside to find natural light flowing through oversized windows, illuminating freshly painted walls that feel bright and relaxing. Sleek new luxury vinyl plank (LVP) flooring graces the main level, while carpet upstairs transforms each bedroom into a cozy haven. Thoughtful upgrades-like a new kitchen sink, stylish interior doors, and a refreshed garage entry elevate this home's warmth and character. The living spaces flow effortlessly into a spacious 0.61-acre backyard, fully fenced for morning coffees, weekend barbecues, or carefree playtime with kids and pets. It's your private oasis, just steps from the short road's peaceful vibe. Enjoy the tranquility of this tucked-away spot, where birdsong and neighborly hellos create a welcoming rhythm. Yet, you're only a quick drive from Covington Square's historic charm, vibrant dining scene, and movie-tour allure. With low HOA fees and no rental restrictions, this home offers flexibility-perfect for settling in or seizing an investment opportunity. From the moment you arrive, you'll feel it: a space refreshed with modern finishes, designed for everyday comfort, and framed by a backyard brimming with potential. More than a house, this is your chance to claim the best of Covington living-ready and waiting.
Source: FMLS #7542171
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.