25019 E Alder Dr Aurora, CO 80016
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About this home
Step into a lifestyle of ease, comfort, and quiet sophistication in this thoughtfully designed ranch style home in the Whispering Pines Patio Villas, a rare gem at the northern edge of Colorado’s majestic Black Forest. Built by CalAtlantic Homes, every element blends elegance with practical luxury for discerning buyers seeking main level living without compromise. From the moment you approach the front porch, a sense of calm sets in. A gently sloped ramp leads to a true zero step entry, opening into a space defined by soaring 10 foot ceilings, 8 foot doors, and expansive windows that flood the home with natural light. What sets this home apart isn’t just the smart floor plan, it’s the elevated finishes, custom storage solutions throughout, and the thoughtful design of a laundry room that connects directly to the primary closet. It’s the kind of layout that anticipates your needs before you think of them. Lovingly maintained by its original owners, this non-smoking, pet-free home reflects meticulous care and pride of ownership. Beneath its clean, timeless aesthetic lies a home built for living well: a fully finished basement with 9-foot ceilings, inviting spaces for both entertaining and retreat, and clever additions like a hidden sleeping nook that delights children (or grandchildren) and a tucked-away workspace perfect for quiet productivity. Step outside to enjoy two private, covered outdoor spaces with sunshades—ideal for year-round relaxation. Beyond your doorstep, explore rolling hills, miles of walking trails, and mature pines in a serene master-planned community bordering one of Colorado’s last great forests. Best of all, the HOA covers snow removal and lawn care, offering true lock-and-leave convenience. Homes like this are rare. Not just beautiful—thoughtfully livable.
Source: RECO #3735103
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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