2504 Bearwallow Rd Ashland City, TN 37015
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About this home
If privacy is what you’re after, this property delivers! Nestled quietly among the trees, this rural retreat offers the best of peaceful country living—where no one knows you’re home... unless you want them to. A low-maintenance exterior gives you more time to enjoy the great outdoors. Inside, an open floor plan welcomes you, featuring a spacious living area with built-in cabinets and a cozy electric fireplace just off the expansive kitchen. Sand-and-finish hardwood floors add warmth and character throughout the main and upper levels. The primary suite, conveniently located on the main floor, offers an oversized soaking tub, a separate shower, and double vanities for a spa-like experience. Upstairs, one of the secondary bedrooms and the large bonus room share a charming “Rapunzel” balcony—a private perch with a tranquil view through the trees. There’s ample room for everyone, plus bonus space perfect for music, movies, or game nights. All bedrooms with walk-in closets. Step outside to enjoy a wide, peaceful front porch or relax on the back deck just off the dining room. Out back, the incredible two-story playhouse will delight kids and adults alike. With air-conditioning to boot! Downstairs, the unfinished basement offers endless possibilities—transform it into a recording studio, man cave, or extra rec room to suit your lifestyle. Adding to the appeal, this home is zoned for East Cheatham Elementary, a Leader In Me Lighthouse School—one of only 668 schools in the world and just 13 in Tennessee to earn this distinction! Discover your own hidden retreat—where privacy, comfort, and character meet.
Source: REALTRACS #3033029
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.