2504 Shakopee St Fort Worth, TX 76179
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About this home
***** SELLERS DECIDED TO MOVE BACK IN AND SELL THEIR OTHER HOUSE INSTEAD ***** Want a lower interest rate? Want help with paying for closing costs? How about both? Sellers are willing to help buy down YOUR rate and-or help pay for YOUR closing costs! Resort-Style Living at Its Finest in Cibolo Hills Community! Look no further! This is the one you’ve been waiting for! Don’t miss this incredible opportunity to own this beautifully upgraded home nestled inside one of Fort Worth’s newest & most sought-after resort-style communities. Step inside and fall in love with this stunning gem boasting over $125,000 in upgrades, including a whole-house water filtration and softener system, a complete solar system for energy efficiency, custom oversized garden and flower boxes, elegant hardwood flooring throughout, and fully custom shiplap accent walls that add warmth and character to the rooms. You’ll also enjoy a tankless water heater, designer finishes, gorgeous granite countertops, stainless steel appliances and countless thoughtful touches throughout! Outside your door, experience the true lifestyle of Cibolo Hills, a close-knit, family-oriented community of about 750 homes known for its vibrant social scene and welcoming atmosphere. Enjoy: A resort-style pool perfect for summer days An oversized dog park for your furry friends A fully stocked fishing pond with dock Playgrounds, green spaces, hiking & biking trails Monthly community events, block parties, pool parties, and social groups like Ladies of Cibolo Hills and Whiskey & Cigar Men of Cibolo Hills. Plus, you’ll be within walking distance to the brand-new Eagle Mountain High School, with new middle and elementary schools being built right inside the community, all part of the award-winning Eagle Mountain ISD! Even more convenience is on the way with a shopping center right outside the neighborhood entrance!
Source: NTREIS #21092627
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.