25047 Parkcrest Dr Murrieta, CA 92562
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About this home
Beautiful Updated 3 Bedroom, 2 Bath single-story home on a 5,227 sq. ft. lot! Low Taxes and No HOA! This move-in-ready home offers a perfect blend of modern upgrades, energy efficiency, and comfort—all within close proximity to top-rated schools, shopping, hospitals, and restaurants. Recent improvements include a new roof with 20-year warranty, complete PEX repipe and new R-8 insulated ductwork. A QuietCool whole house attic fan and Halo Ultimate Series water filtration system ensure a comfortable and healthy living environment. The filtration system includes a 10-year carbon tank and a programmable hot water circulation timer. The remodeled kitchen features: solid black walnut cabinetry with soft-close drawers, Quartzsite countertops, center island with seating, pull-out pantry and spice cabinet, KitchenAid gas stove, microwave, and dishwasher. Both bathrooms have been fully upgraded: The primary suite includes marble flooring, dual pedestal sinks, a walk-in shower with bench, multifunction showerheads, handicap bar, and oversized glass sliding door. The main bath offers a claw-foot tub with custom faucet/shower connection, pedestal sink, and marble walls, interior highlights: solid Acacia wood flooring in the primary suite, Woodgrain tile in secondary bedrooms, Dual-pane windows, plantation shutters, custom wood valances, and vertical blinds throughout, 220V outlet in garage, SunRun solar. Outdoor features include: 500 sq. ft. two-level deck with lighting, Aluma wood patio cover with lights & electrical. Low-maintenance dry scape landscaping. Astroturf in backyard, deck lighting, and light post. This property is a rare find—offering high-end upgrades, thoughtful energy solutions, and excellent location convenience. Don't miss your chance to call this home!
Source: CRMLS #SW25252607
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.