2507 Arbor Wind Dr Lutz, FL 33558
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About this home
Welcome to this meticulously maintained townhome, proudly cared for by the original owner and never rented. This stunning 3-bedroom, 2.5-bathroom home is nestled in a beautifully landscaped gated community offering resort-style amenities including a sparkling community pool, playground, cabana area, outdoor grills, and a dedicated dog park. Step inside to discover an open-concept first floor featuring elegant tile flooring and a spacious layout perfect for entertaining. The modern kitchen is a chef’s dream, boasting an oversized island, walk-in pantry, sleek gray 42in cabinetry, white quartz countertops, stainless steel appliances, and a striking marble and glass backsplash. Enjoy your morning coffee or evening retreat in the screened-in paver lanai just off the main living area. Upstairs, a versatile loft area makes a perfect game room, home office, or additional lounge space. The split-bedroom layout provides privacy, with the luxurious primary suite featuring three walk-in closets and a spa-inspired ensuite bathroom with dual sinks. Two additional bedrooms and a full bath complete the second level. Additional highlights include One-car garage with extra storage space, Energy-efficient windows with hurricane shutters, Upgraded Modern lighting and fixtures throughout, built pest control system. Located just a short drive from the outlet mall and a wide array of dining and entertainment options, this home offers the perfect combination of comfort, convenience, and style. Don’t miss your chance to live in this exceptional community of Long Lake Ranch!
Source: STELLAR #TB8397616
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.