251 Antler Bnd San Antonio, TX 78253
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About this home
*VA ASSUMABLE 2.25% INTEREST RATE AND A LOW MORTGAGE PAYMENT* Step into your new lifestyle in this stunning, well maintained home that expertly blends comfort, style, and convenience. This inviting residence has four expansive bedrooms, two full baths, and one half bath, and dedicated home office while promising an abundance of space for everyone. With its innovative design and careful attention to detail, this house was truly built with your ultimate comfort in mind. The open-concept living area is a dream come true for those who love to entertain. The sellers added a stunning built in fireplace to transform the area as the ultimate comfort zone. Imagine hosting your loved ones on a cozy large sectional, creating memories amidst laughter and conversation next to the fire. The generously sized living area seamlessly merges with the rest of the home, providing an inviting space to relax or entertain. The kitchen opens up directly to the living space and is conveniently located next to your dining area. You have plenty of cabinet storage as well as a spacious walk-in pantry. Upstairs you'll experience tranquility in your primary bedroom offering a private retreat from the remainder bedrooms that are on the opposite side of the property. The remaining three bedrooms are tucked away past the loft, ensuring quietness. One of the unique perks of this home is its strategic location. With no immediate neighbors at the rear, your privacy is paramount. It is a private haven that allows you to escape the outside world and enjoy the serene environment of your own space. With a great sized backyard you have the versatility to transform it to your liking. Embrace the fun and camaraderie of community living with the neighborhood's shared swimming pool - perfect for cooling off during hot summer days. Positioned just a comfortable 20-minute drive from the vibrant city, this home ensures you're never too far from the energy of urban life. With swift access to TX-211 and US 90, your commuting woes are over, whether you're headed to Lackland AFB or the multitude of nearby amenities. This house isn't merely a place to live - it's a lifestyle. A nod to quality and thoughtful design, every detail has been considered to make this house feel like home. Don't miss your chance to make this exquisite property your own.
Source: SABOR #1817327
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.