2510 Dewitt St Irving, TX 75062
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About this home
Move-in-ready 3-bedroom, 2-bathroom home in the heart of Irving’s charming, established neighborhood. Fully remodeled in 2020, this home features a modern open floor plan with recessed lighting and quality finishes throughout. The spacious kitchen boasts quartz island countertops, custom self-closing cabinets, and stainless steel appliances. Both full bathrooms were updated in 2020 for a luxurious feel. The versatile 6x10 ft bonus room offers abundant closet space, ideal for a home office, gym, or extra storage. Additional highlights include a 2020-installed AC system, a 2023 roof, and solar panels (fully paid off at closing) connected to the grid, reducing energy costs with an average TXU bill of just $72.42 over the past 12 months. The converted garage includes a 10x7 storage area with a roll-up door, and a mudroom off the utility area adds convenience. Outside, enjoy a wood-fenced backyard (installed 2020) with four storage units, all with electricity—one ideal as a workshop, three perfect for equipment or general storage. This home is sold as-is, offering great value with energy-efficient upgrades and flexible spaces for all your needs. Key Features: 3 bedrooms, 2 full bathrooms; 6x10 ft bonus room with massive closet space; Full 2020 remodel with open floor plan; 2023 roof and paid-off solar panels; Average TXU bill: $72.42 (last 12 months); Converted garage with 10x7 storage; Four electrified outdoor storage units; Wood fence and central Irving location. Don’t miss this beautifully updated home with modern amenities and unbeatable energy savings in a welcoming neighborhood!
Source: NTREIS #21086817
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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