2511 Bells Fork Rd Greenville, NC 27858
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About this home
Discover the place your heart has dreamed of in this custom built by a builder for a personal home and free of city taxes in a most desirable area just minutes from everything. Step inside this all brick home with its archways and open floor plan plus a design tile foyer. As you enter the great room with it vaulted ceiling you will be amazed at the corner stone look fireplace and huge built ins with custom designed TV and surround sound. For those cold winter evenings you will be warmed by the gas logs. The french doors lead to a Trex deck with PVC railings and on to the 33 x 63 brick workshop. IF you love wood working then this will be a delight, if not it is still perfect for many events especially with its partially furnished kitchen. and double garage doors to stor your cars or toys plus be able to work on anything, This building s a real jewel!!! Back inside the en suite is at the back of the home and features an extra room for an office or a nursery plus two closets and a huge shower in this bath. The other 2 bedrooms and bath are on the left side of the home making for a quiet setting. There is a formal dining room with paladium window plus a custom built in breakfast area, a laundry room with sink and tons of cabinets and a half bath. Then we have a unique kitchen with mahogany custom built cabinets, an island for the gas Jenn Aire range and granite countertops. All this is looking into the great room..This home is a MUST SEE!
Source: NORTHCAROLINAREGIONAL #100527382
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.