2513 Ambrose Ln Port Charlotte, FL 33952
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About this home
Beautiful updated and painted home in central Port Charlotte near everything - schools, shopping, restaurants, and the water is not far away. There is a beautiful water park for the young at heart a block away to cool off and enjoy the beautiful foliage and small creek that runs through this park. This home has all brand new windows, brand new front door, brand new sliding glass door, brand new appliances, brand new roof, brand new HVAC and all brand new floors. The home has two primary bedrooms with baths or one in law apartment with its own outside entry. This 3 bedroom, 3 full bath home has lots of room and there is a remodeled shed with air conditioning that is perfect for a home office. Completely seperate from home with electric running to it. It does have a partially fenced private backyard that allows for privacy and the rest of the fence is available to put back up. So it could be a completely fenced yard. There are ceiling fans in every room. There are new kitchen counter tops and a very nice size laundry room with a second full refrigerator. There is also a workshop off the back of the house that is not pictured for that handy person to be able to tinker in. This house has lots of space for you to enjoy your time while at home. There is a lanai with a bar with 3 high top chairs that comes with this property so that you can entertain your guests. Come take a look and you can call this home yours! Price is reduced from $330,000 to $319,000 agent made error and accidentally typed in a different amount price has always been $330,000 to $319,000 sorry for the error.
Source: STELLAR #C7511302
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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