2513 SE 39th St Moore, OK 73160
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About this home
Welcome home to this impeccably maintained 3-bedroom, 2-bathroom, 1,920 sq ft beauty in the highly desirable Seiter Farms community. Thoughtfully designed with an open living room, kitchen, and dining area, this home is perfect for both everyday living and effortless entertaining. A cozy gas-log fireplace anchors the space, complemented by beautiful neutral tones and rich wood accents throughout. A stylish hallway buffet adds functional elegance, while the dedicated office offers the ideal spot for remote work or a quiet retreat. The secondary bedrooms are nicely sized, and the primary suite is a true escape—featuring a spacious walk-in closet with built-ins and ample shelving, double shower heads, and granite surfaces carried throughout the home for a cohesive, upscale feel. Car lovers, hobbyists, or anyone needing additional storage will love the rare 5-car tandem garage, offering incredible flexibility and room for all your needs. Outside, you’ll find well-planned landscaping, under-eave exterior outlets, and a full sprinkler system for low-maintenance living. Other added features include a versa lift, front window tint, blinds throughout, storm doors on front and back, new fencing. With its gorgeous finishes, and stunning neighborhood setting, this home truly checks all the boxes.
Source: MLSOK #1201899
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.