2515 Alpine Fir Dr Harker Heights, TX 76548
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About this home
Welcome to this spacious 4-bedroom, 3-bathroom home in the Evergreen subdivision of Harker Heights. Situated on a corner lot with a side-entry three-car garage, this property offers plenty of parking and a large backyard ready for gatherings and play. Inside, the open-concept kitchen is designed for functionality with a 14-foot granite island, double ovens, and custom cabinetry, providing ample space for cooking and hosting. The flexible dining area can easily transition into a playroom, game room, or additional living space to fit your lifestyle needs. The primary suite features a spacious layout with a soaking tub, separate walk-in shower, and a large closet. A split-bedroom arrangement offers privacy, while a secondary bedroom and bath provide a convenient setup for guests or multi-generational living. Additional highlights include high ceilings, a wood-burning fireplace for cozy evenings, and a covered back patio overlooking a spacious yard with a fire pit area, perfect for enjoying evenings outdoors. Located in a quiet, established neighborhood close to Harker Heights High School, Fort Hood, shopping, and major highways for easy commuting. Lake Stillhouse and Dana Peak Park are nearby for outdoor recreation. This functional and versatile floor plan is ready for its new owners to move in and add their personal touch. Schedule your private showing today.
Source: CENTRALTEXAS #568360
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.