25174 Coats Sq Aldie, VA 20105
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About this home
A newly renovated property. REDUCED TO SELL!! This is a lovely 4BR/2 FB/2HB villa townhome in a sought-after Westridge Community, a sub-community of Dulles Farms. An end unit property, a charming craftsman building architecture, offering a desirable 3,300 sq feet plus 2-car garage. The property boasts of natural light, especially on the main floor. The home features vaulted ceilings, beautiful hardwood floors and ample gathering spaces including a sizable loft overlooking the family room. The gourmet kitchen has granite counters, stainless-steel appliances, double oven and spacious pantry. So convenient and nice to have a main level owner suite with walk-in closet and upgraded bath. Downstairs you'll find a finished basement with rec room, a half-bath and tons of storage. Relax and enjoy an entertaining outdoors with spacious fenced yard, brick patio and lush landscaping. The interior has been updated: fresh coat of paint, new carpet, new hardwood stairs, light fixtures, and half baths. Westridge has wonderful community amenities including several walking/biking trails, tot lots, clubhouse and pool. All these are just minutes to shopping, dining, entertainment, wineries and Dulles Airport. Walk to elementary school.
Source: BRIGHT #VALO2105480
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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