2527 Fiddlers Cir Cantonment, FL 32533
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About this home
Your next home is here! This beautiful Craftsman-style brick home with Hardie plank accents offers 3 bedrooms and 2 baths in a desirable split floor plan. The home welcomes you with a bright foyer and a spacious living room featuring 10-foot ceilings and new LVP plank flooring throughout the main areas. The kitchen is well-appointed with granite countertops, a farmhouse sink with a new faucet, stainless steel appliances (refrigerator less than one year old), pantry, breakfast bar, and a cozy breakfast nook. A conveniently located inside laundry room adds everyday ease.The primary bedroom features a tray ceiling, double windows, new carpet, and a large walk-in closet. The ensuite bath includes granite countertops, a double-sink vanity, a garden tub, a separate tile shower with glass door, tile flooring, and a private water closet. The additional bedrooms are comfortably sized and share a nearby hall bath. Additional highlights include plantation shutters, plant ledges, a lighted art nook, a tankless gas water heater, and hurricane protection shields. Outdoor features include a covered back porch, an extended sitting area with fire pit, a yard building for storage, a double car garage, and gutters. The property is surrounded by well-maintained landscaping and offers excellent curb appeal. Location of this charming home has easy access to Highway 29 and I-10. With a Publix, Walmart, and restaurants close by. Plus, only a short ride to the famous BUC-EE'S!
Source: PENSACOLA #672904
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.