2528 Silver Rock Dr Crest Hill, IL 60403
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About this home
Buyer could not obtain financing. Buyer's loss is your gain! Welcome to your dream home in Crest Hill! Do you want to live in Crest Hill and be in the Plainfield school district? Then this 4 bed 2.5 bath home is for you! As you step through the front door, you are greeted with a bright and airy living space creating a welcoming ambiance in the home. The warm and inviting atmosphere is perfect for hosting friends and family gatherings or simply unwinding after a long day. The heart of this home is the spacious kitchen, which opens up to the family room for entertaining. Retreat upstairs to discover three generously sized bedrooms, including a large primary suite that provides a perfect escape for relaxation. The suite features ample closet space and an adjoining full bath for your convenience. Looking for a great outdoor space? This home has a great fenced yard with a pool, shed and large concrete patio! Imagine swimming, summer barbecues or simply relaxing in your peaceful outdoor oasis. Back inside you can venture downstairs to the partially finished basement, where you'll find a recreation room that can be tailored to your taste. Enjoy movie nights, game days, or even a home gym in this versatile space. The additional bedroom in the basement provides a private and comfortable area for guests or family members. Buy with confidence, NO ISSUES with inspection or appraisal! Recent upgrades include a brand-new furnace installed in 2025, New sump pump 2025, New A/C 2019 Roof under 10 years old. Come check it out today!
Source: MRED #12483747
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.