2529 Rusk Ct Deltona, FL 32738
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About this home
Modern 4-Bedroom, 2-Bath Home – Move-In Ready Built in 2023, this stunning home sits on a quiet cul-de-sac in Deltona Lakes. With over 1,800 sqft of living space and an oversized 14,630 sqft lot, it offers the perfect balance of comfort, space, and contemporary design. The open floor plan, modern finishes, lake views, and energy-efficient systems make this property both stylish and functional. With no HOA and the security of a builder’s warranty, you can move in with confidence. Its convenient location provides quick access to I-4 and SR-415, just minutes from local parks including Campbell Park, Dupont Lakes Park, Thornby Park, Lake Monroe, and Lyonia Preserve. You are also within easy reach of Florida’s most popular destinations: Orlando (30–40 minutes) with Disney World, Universal, and SeaWorld; Daytona Beach (30–40 minutes) with its beach and the Daytona International Speedway; Blue Spring State Park (15 minutes) known for its manatees, kayaking, and hiking; and De Leon Springs State Park (20–25 minutes) with its natural spring and the iconic Old Sugar Mill restaurant. This home truly offers the best of both worlds: a modern, spacious residence in a peaceful setting with easy access to beaches, state parks, and all the excitement of Orlando. It is a unique opportunity to experience the authentic and relaxed Florida lifestyle.
Source: STELLAR #S5135718
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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