253 Bear Ln Jefferson, CO 80456
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About this home
Not your regular Park County cabin—this mountain retreat is a standout blend of rustic charm, modern comforts, and unbeatable views. Perfectly situated on a tranquil 2-acre parcel dotted with spruce, pine, and aspen trees, this home offers privacy, peacefulness, and an instant sense of that you've arrived. Brand-new balconies with sleek metal railings expand your living space outdoors, creating inviting areas for relaxing, dining, or hosting friends and family. The elevated balcony faces directly toward Mt. Silverheels and Hoosier Ridge, making it the ideal spot to soak in iconic Colorado sunsets. Step inside and be welcomed by soaring wood ceilings and warm wood floors that set the tone for a cozy yet open living space. The living room flows effortlessly into the dining area and kitchen, making entertaining a breeze. A woodstove anchors the space, ensuring comfort no matter the season. The kitchen is functional and well-equipped for the home chef, complete with an oven/range, refrigerator, dishwasher, and ample prep space. On the main level, the primary bedroom is both convenient and cozy, while the adjacent bathroom features modern updates, a spacious layout, and soaring ceilings. Upstairs, you’ll find two additional sleeping areas—perfect for guests, a flex room, or a private office. Whether you're working remotely or welcoming visitors, the space is adaptable to your needs. Outside, enjoy a fire pit perfect for stargazing and storytelling, plus an RV pad with power for additional guests. With year-round access on county-maintained roads, you're only 45 minutes to Breckenridge and 60 minutes to Buena Vista. This is more than a cabin—it’s your gateway to the Colorado mountain lifestyle.
Source: RECO #8651931
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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