25328 Ashbury Dr Chantilly, VA 20152
Your savings
About this home
Welcome to 25328 Ashbury Drive, a beautifully upgraded townhome in the highly desirable South Riding community of Virginia. This exceptional residence features gleaming hardwood floors on both the main level, stylishly upgraded throughout, AND a $10,000 closing cost credit for you to decide on your own wall colors and perhaps the lower carpet to another style! Moving through the house, you will notice the upgrades to include bathrooms with premium cabinetry, stylish fixtures, newer appliances, and more! Enjoy a spacious primary suite with vaulted ceiling, a spacious walk-in closet and primary bath with dual sinks, quality dual sink cabinetry and updated fixtures. On the main level, this home offers an open style kitchen and dining. The kitchen is equiped updated cabinets, newer appliances, breakfast bar with pendant lighting and granite counters. The main level living is large in size, offers newer carpet& pad, and an electric fireplace, and tree views offering privacy and tranquil setting. Step out onto the private deck to enjoy tree and sunset views over the lake in the evening. Perfectly positioned for lifestyle and convenience, this home is just a short walk to shops, restaurants, community pools, and neighborhood amenities. With quick access to Loudoun County Parkway, Route 50, local shopping centers, and Dulles Airport, commuting and travel are a breeze. South Riding offers a vibrant, family-friendly atmosphere with parks, trails, golf, and top-rated schools. More details to come—don’t miss this rare opportunity!
Source: BRIGHT #VALO2106904
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.