2542 Ashridge Ct Lawrenceville, GA 30043
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About this home
Welcome to your 4-bedroom, 2.5 bathroom dream home in the established Edgewater community, where modern upgrades meet everyday comfort. This beautifully updated residence features brand new LVP flooring throughout the main level and finished basement, plush new carpet on the basement stairs, and fresh interior paint that gives the entire home a bright, clean, move-in ready feel. A new roof, just two years old, adds peace of mind. Inside, you’ll find a flexible and functional floor plan perfect for today’s lifestyle. The main level offers a spacious kitchen with granite countertops, stainless steel appliances, a built-in oven, cooktop, and ample room for gatherings truly a chef’s dream. The open-concept design flows into a cozy family room, a formal dining area, and a private office with French doors ideal for remote work or quiet study. Upstairs, retreat to your oversized primary suite featuring dual walk-in closets, double vanities, and a luxurious spa-style bath with a soaking tub and separate shower your personal escape at the end of a long day. The finished basement provides additional living space perfect for entertaining, a home gym, or media room. Enjoy the unmatched lifestyle Edgewater has to offer resort-style amenities including swimming pools, tennis courts, scenic lakes, walking trails, playgrounds, and even a neighborhood swim team. Don’t miss your chance to live in one of the area’s most desirable communities. Schedule your private showing today and experience all that this exceptional home and neighborhood have to offer!
Source: FMLS #7658577
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.