2543 Wesford Dr Maryland Heights, MO 63043
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About this home
Welcome to this charming split-level home with 1,654 sq ft living area in Maryland Heights. It features 4 bedrooms, 2.5 baths, and an oversized 1-car garage and has undergone various updates in recent years. The inviting covered front porch leads you to the beautiful four panels, double-door main entry. It opens to a split foyer and guides you to the main and finished lower level. Predominant throughout the main floor is the gorgeous solid hard wood floors that complement the bright and open floor plan. The expanded triple windows in the living room sustain lots of natural lights in the rooms. The kitchen/dining combo features oak cabinets, ceramic tiles, and two double glass doors lead to the enclosed, covered patio. Overlooking the peaceful backyard with beautiful, matured trees, the patio provides extended living space for great relaxation or gathering. Lower level offers an extra bedroom or recreation room with a 3-window bay, a full bath, and a wet bar. The refrigerator in LL is not included. Close to YMCA, Community Center, Creve Coeur Park, and easy access to Greenway Bike Trail, shops, restaurants and I-270. Pattonville School District and fantastic location! Tenants occupied and Showings are available only from 9:00-5:00 with 24-hour notice.
Source: MARIS #25039968
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.