25514 Thomas Oaks San Antonio, TX 78261
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About this home
Welcome to a beautifully maintained Wilshire-built home located in the highly desirable Bulverde Village community, just minutes from TPC Parkway and within the acclaimed Comal ISD. This spacious two-story home offers over 3,080 square feet of well-designed living space, featuring dual primary suites, multiple flexible-use rooms, and a long list of recent upgrades that make it truly move-in ready. The layout is thoughtfully designed for modern living. Downstairs, a flexible front room with French doors was originally designed as a formal dining area but is currently being used as a home office, offering privacy and versatility. The main-level primary suite includes a luxurious large walk-in shower, garden tub, and an oversized walk-in closet. Upstairs, you'll find a rare secondary primary bedroom with an ensuite bath, perfect for multigenerational living or accommodating guests with ease. Enjoy movie nights and game days in the dedicated media room, providing an ideal space for entertainment without sacrificing any bedroom or living space. Generously sized walk-in closets throughout the home ensure plenty of storage. Step outside to a beautifully shaded backyard with mature trees and a covered patio, perfect for outdoor relaxing or entertaining. In 2024, a newly stained fence with two gates was added to enhance both privacy and curb appeal. Recent updates also include a new HVAC system (condensing unit and air handler) installed in 2021, a new roof in 2023, new kitchen backsplash, new garbage disposal, and new toilets in all bathrooms in 2024. Additionally, tile floors and grout (including in bathrooms) were professionally cleaned in 2023, and carpet is professionally cleaned twice a year, maintaining a fresh and well-cared-for interior. An added incentive for qualified buyers: this home includes a 2.375% interest rate for an assumable VA loan, offering incredible savings in today's rate environment. Located near shopping, dining, and major highways, this home combines comfort, style, and convenience - don't miss your chance to own this exceptional property!
Source: SABOR #1917542
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.