2552 Treeside Way San Pablo, CA 94806
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About this home
The owners are sad to leave this lovely home. However, the growing family trucking business requires them to offer this 3 bedroom /2.5bath, beautiful home for you to enjoy. The space is described as very peaceful, safe, and functional. The recently purchased dual oven allows you to bake two dishes at two different oven temperatures, along with a full gas-top cooking range. Two outdoor patios and terraces allow for plenty of outdoor space for lounging and separate outdoor space for your beloved pets to stretch their paws. The new hardwood floors are solid and warm on the feet. The layout is designed for resting upstairs and lounging interaction downstairs. The large, 2 vehicle, detached garage, is very convenient not to disturb the house with the opening and closing of the garage door. The exterior of the home is surrounded by peaceful greenery, cobblestones, and wood/stone walkways. The neighborhood is described as quiet and safe to explore with no worries of car break-ins and crime. Enjoy the beautiful clubhouse and pool on days you want to get out or entertain your guests. This is located in one of the quietest and enjoyable neighborhoods in hilltop area. There is so much to love about this home and it's all only for you to find out by living here yourself.
Source: CRMLS #41114443
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.