25652 Nottingham Ct Laguna Hills, CA 92653
Your savings
About this home
Welcome to this beautiful 4-bedroom, 3-bathroom two-story home in the highly sought-after community of Moulton Ranch. Nestled on a private, single-loaded no-outlet street, this residence offers the perfect combination of comfort, privacy, and opportunity for growth. Inside, you’ll find a spacious and versatile layout designed for today’s lifestyle. The main level features a bonus room downstairs, ideal for a home office, playroom, or guest space, along with a charming alcove bar perfect for entertaining. Upstairs, the generous bedrooms provide plenty of space for family and guests. The private yard is a true highlight, offering lush mature fruit trees—including lemon, grapefruit, fig, plum, and orange—creating your own backyard orchard. For those seeking even more outdoor space, the property has potential to expand the lot up the hillside. Enjoy outdoor entertaining and soaking in your private spa. The garage is equally impressive with a durable epoxy floor, custom cabinetry, and interior-access storage for maximum functionality. This home has also been thoughtfully updated with a newer AC, furnace, water heater, water softener, and complete re-piping, ensuring peace of mind for years to come. A new solar system, available with lease or purchase option, adds energy efficiency and long-term savings. Experience the best of Moulton Ranch living—a private, serene setting paired with easy access to nearby shopping, dining, and top-rated schools. With its prime location, modern upgrades, and spacious design, this home is a rare opportunity not to be missed.
Source: CRMLS #OC25218182
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.