2572 Smokey Cv Seguin, TX 78155
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About this home
Come Enjoy Hill Country Living in Central Texas! Conveniently located between New Braunfels and Seguin along Hwy 46, this charming home offers comfort, style, and space in a highly desirable location. Nestled in the knuckle of the street, the property features a larger-than-standard front and backyard, perfect for outdoor enjoyment. Inside, you’ll find: Fresh neutral paint and brand-new carpet for a move-in-ready feel All-tile flooring downstairs for durability and easy maintenance A bright kitchen with beautiful white cabinets, ample counter space, and a large pantry Spacious laundry room for added convenience Open-concept living and dining areas ideal for entertaining The home also features: Covered front porch and covered rear patio for relaxing outdoors Large primary suite with a walk-in closet, oversized shower, and generous bedroom space Additional living space upstairs alongside two well-sized bedrooms Location highlights: Easy access to I-10 for commuting to San Antonio or Austin Situated in the heart of the Hill Country for a balance of peaceful living and city convenience This home blends modern finishes with functional living spaces—ready to welcome its next owners.
Source: CENTRALTEXAS #593739
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.