260 Wentworth Spring Branch, TX 78070
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About this home
Exquisite Texas Hill Country Retreat in River Crossing. Experience timeless Texas charm and modern elegance in this beautifully appointed 5-bedroom, 3.5-bath home set on over an acre in the highly sought-after River Crossing community. Designed for both comfort and entertaining, this residence offers an inviting open-concept floor plan, featuring a spacious living area, a chef's kitchen with abundant cabinetry and great counter tops, and a luxurious primary suite with a spa-inspired bath *Downstairs! Upstairs, a versatile flex room provides endless possibilities for a game room, media lounge, or private retreat. Each secondary bedroom offers generous space and thoughtfully designed closets, ensuring everyone has room to unwind. Step outside to your own private oasis-complete with a sparkling pool, relaxing hot tub, and an outdoor kitchen perfect for gatherings beneath the canopy of mature oak trees and a fully fenced backyard offer privacy with plenty of additional space to expand and explore. Beyond your doorstep, River Crossing offers an unmatched Hill Country lifestyle. Residents can enjoy optional membership to the River Crossing Club, boasting an 18-hole championship golf course, resort-style pool, fitness center, and a vibrant clubhouse with dining and social events. Additionally, homeowners have exclusive access to the River Park along the Guadalupe River, where shaded picnic areas, tennis and basketball courts, walking trails, playgrounds, and kayak/tube access await. With quick access to Highways 46 and 281, commuting to San Antonio, New Braunfels, or Canyon Lake is a breeze. Zoned to prestigious Comal ISD schools & minutes from HEB, SAT International airport, shopping, dining, & so much more. Come experience where comfort, nature, and lifestyle meet-welcome home! Ideally located just minutes from the city, this home delivers the perfect blend of Hill Country tranquility and modern convenience. Discover the beauty, comfort, and lifestyle you've been searching for. Welcome home to River Crossing!
Source: SABOR #1919488
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.