2600 56th Ln N Saint Petersburg, FL 33710
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About this home
Spacious 3 Bed, 2 Bath Home with Bonus Room on Corner Lot!!! Welcome to this beautifully maintained 3-bedroom, 2-bath home situated on a desirable corner lot featuring a circular driveway for added convenience and curb appeal. Step inside to a bright and airy open living space filled with natural light, perfect for both relaxing and entertaining. The nicely updated kitchen is a chef’s dream with a gas stove, ample cabinetry, and generous counter space for all your cooking needs. A versatile 12x13 bonus/flex room offers endless possibilities—ideal as a 4th bedroom, home office, playroom, or gym. This home has been thoughtfully updated with plumbing replaced in 2015–2016, a new roof in 2017, and updated flooring in 2018. The HVAC system was replaced in 2019, with a new compressor added in 2024 and a new fan motor in 2025—ensuring year-round comfort and efficiency. Additional highlights include an inside utility room with abundant storage space and a functional layout. Enjoy easy access to I-275, shopping, dining, and just a short drive to the beautiful Gulf beaches. Don't miss out on this move-in ready home that combines comfort, flexibility, and valuable updates in a prime location!
Source: STELLAR #TB8428849
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.