2600 Halifax Way Norman, OK 73069
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About this home
Well-cared-for 3 bed, 2 bath brick home in peaceful North Norman's Hawthorne Place. Featuring two spacious living areas, a formal dining room, and a bright breakfast nook, this home blends charm and functionality. The split floor plan offers privacy, with the primary suite on one side and secondary bedrooms on the other. The converted 3rd garage bay creates a versatile bonus room—perfect for a second living space, game room, or office. The show-stopping back patio steals the spotlight—an expansive open concrete design with generous covered areas, cooling fans, and plenty of room for gatherings, grilling, or late-night lounging under the Oklahoma sky. Additional features include an 11+ person storm shelter (5'x7'x5'1"), a fully electric shed, privacy fence, and a brick fire pit for outdoor gatherings. The galley kitchen offers light wood cabinetry and flows easily into the laundry and living areas. The primary suite includes a jetted tub, separate shower, and ample closet space. Medium oak crown molding, a 3-year-old roof, and a west-facing backyard complete this warm, welcoming home. Located on a spacious lot in a community with a SALTWATER POOL and rec center, close to shopping, dining, OU, and with quick I-35 access for commuting to OKC. A rare find in a well-loved neighborhood—don’t miss this opportunity! Seller is highly motivated—bring all offers!
Source: MLSOK #1163447
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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