2600 Quincy St S Gulfport, FL 33711
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About this home
This magnificent 2-year-old home overlooks a 170-acre nature preserve and may be the best house in Gulfport! The current owners built it with every available upgrade to be their forever home but have decided to move closer to their grandbabies — so come see this amazing property.-- Built in 2023, this three-story block home offers 4 bedrooms, 4 bathrooms, 2754 sq ft of living space, over 700 sq ft of balconies, an oversized 4-car attached garage, and a custom elevator. Perhaps the home’s best feature is the two-story screened-in saltwater pool, complete with a Jacuzzi, two waterfalls, and a fire feature. Just off the pool is ample shaded lounging space and an outdoor kitchen. The screened enclosure provides SPF 35 protection, making this entire area a true extension of the home — perfect for seamless indoor-outdoor living. The main living area features an open-concept great room with a massive 4-panel sliding glass wall that completely opens to a 17' x 14' outdoor living deck, providing stunning views of Clam Bayou Preserve. The kitchen is equipped with a granite-slab waterfall island, two-tone custom cabinetry, a wall-mounted hood, a built-in wine refrigerator, and numerous high-end upgrades. The owner’s suite includes a private balcony, dual vanities, a large walk-in closet, and a spa-style ensuite bathroom. All bathrooms feature heated, backlit mirrors. Additional highlights include energy-saving Low-E double-pane impact windows, R-38 insulation, and a 40-year metal roof. This home offers so many more upgrades that it’s impossible to list them all — call or text today to schedule a showing!
Source: STELLAR #TB8436911
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.