2608 Dunbar Dr Mckinney, TX 75072
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About this home
PRICE REDUCED $20k BELOW MARKET! Last Chance to present your OFFER – Motivated Seller! Nestled at the end of a quiet cul-de-sac in the prestigious Grand Traditions of Stonebridge Ranch, this beautifully maintained 3-bed, 2-bath home delivers comfort, style, and convenience within award-winning McKinney ISD. A welcoming foyer opens to rich wood flooring, soaring ceilings, and walls of windows that flood the home with natural light. The elegant formal dining room sets the stage for memorable gatherings, while the spacious living room with a striking fireplace offers the perfect retreat. The kitchen boasts natural wood cabinetry, a center island, breakfast bar, and sunny breakfast nook—designed for both casual living and entertaining. The split-bedroom layout ensures privacy in the serene primary suite, complete with dual vanities, a spa-like garden tub, separate shower, and two generous walk-in closets. Two additional bedrooms share a well-appointed full bath. Step outside to your private backyard oasis with an open patio and fenced yard, ideal for relaxing evenings, entertaining, or play. As a resident of Stonebridge Ranch, you’ll enjoy a resort-style lifestyle with world-class amenities including a beach-style pool, aquatic center, tennis and pickleball courts, sports fields, playgrounds, and miles of scenic walking and biking trails. Ideally located just minutes from premier shopping, dining, and entertainment, this home offers the perfect balance of peaceful suburban living and modern convenience. Don’t miss your chance to be part of one of McKinney’s most vibrant and desirable communities!
Source: NTREIS #20936053
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.