2608 Lane Ave Anderson, SC 29621
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About this home
BACK ACTIVE!!!! The first time I drove down this street, I slowed to take it all in. The wide road, lined with tidy homes and shaded by mature trees, felt like something from a storybook. Each house had a bit of history and heart, and this sweet brick bungalow fits right in. She’s been thoughtfully updated, but the best parts of her past have been lovingly preserved. Inside, the charm continues. The living spaces are bright and inviting, with real character you don’t often find anymore. There’s a big dining room that practically begs for laughter and long meals with the people you love. The kitchen is just right, with a gas stove and the kind of layout that makes cooking feel easy and enjoyable. All three bedrooms are well sized and give you that cozy-but-comfortable feel. And with two full baths, there's space to spread out when everyone’s getting ready in the morning. But what really won me over is the backyard. It’s big, level, and private, perfect for pets, kids, or a quiet evening on the patio. The outdoor setup already includes space for your favorite furniture, and the landscaping has had years to grow into something truly special. And when you're ready to explore, downtown Anderson is just around the corner. From the new splash pad at the park to the energy of local restaurants and shops, everything you need is close by. Whether you're grabbing coffee, strolling through boutiques, or catching a Friday night event, life here just feels easy. This little street feels like it was pulled from a simpler time, and this home is right in the middle of it all, neat, loved, and full of charm. I think you’re going to adore it just as much as I do.
Source: GREENVILLESC #1560661
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.