2609 Cowboy Trl Little Elm, TX 75068
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About this home
Welcome to this beautiful home that blends comfort, style, and convenience in one of North Texas’s most vibrant communities. This spacious residence features inviting living areas filled with natural light, a well-appointed kitchen perfect for cooking and entertaining, and a primary suite designed for relaxation. With generously sized bedrooms, flexible spaces for work or play, and a backyard ready for summer evenings, this home truly has something for everyone. Step outside and you’ll discover why this location is so desirable. Nestled in a welcoming neighborhood, residents enjoy tree-lined streets, community pride, and easy access to top-rated schools. Just minutes away, you’ll find the shores of Lake Lewisville—a favorite spot for boating, fishing, and lakeside fun. Local parks, trails, and sports fields add even more opportunities to stay active and connected. When it’s time to unwind or explore, you’re in the perfect spot. The area is packed with shopping, dining, and entertainment options, from the lively atmosphere of Little Elm Beach with its sandy shoreline and seasonal events, to nearby The Colony’s Grandscape with world-class restaurants, shopping, and family fun. Quick access to major highways also means you’re only a short drive from Frisco, Plano, and all the amenities of North Dallas. Whether you’re looking for a home that offers everyday comfort, a community with a strong sense of connection, or a location that puts recreation and entertainment at your fingertips, this home is the perfect match. Come see why this property isn’t just a house—it’s the lifestyle you’ve been searching for.
Source: NTREIS #21040211
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.