261 Clayburne Dr Goose Creek, SC 29445
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About this home
Don't miss the opportunity to snag this flexible and functional floor plan with roomy living spaces, phenomenal storage, a HUGE fenced backyard with massive yard-to-table garden potential, producing grape vines, and a thoughtful variety of fruit trees at the LOWEST PRICE PER SQUARE FOOT available in Liberty Hall Plantation! Walk across the street to the neighborhood recreation field or walk/bike to the Amenity Center with a zero-entry pool, sand volleyball court, play park, and picnic pavilion. A new roof and HVAC in the past 5 years, low-maintenance LVP flooring, updated ceramic tile in the bathrooms & laundry/mudroom, custom shelving, and ready-to-plant grow boxes designed to maximum garden production are just a few standout features of this fantastic home. More details include:* Highly functional floor plan featuring a ground floor with a secondary bedroom; a full bathroom; an eat-in kitchen with a walk-out to the screened-in porch and lots of cabinet storage and counter prep space; a walk-in pantry; a spacious family room with a wood-burning fireplace and views of the backyard; a combo living and dining area; a variety of storage closets; and a laundry/mudroom with custom shelving and a convenient drop-zone. Upstairs, you'll find a loft area with a full closet; two secondary bedrooms with a full bathroom; and the primary bedroom suite offering both a shower and a soaking tub, double sinks, a generously-sized closet, and a staggering amount of floor space for that workout area you've always wanted, a reading/lounge corner, or that new home office nook you've been envisioning. * The large backyard features privacy fencing, a screened-in porch, an open-air patio; and a thoughtfully and strategically designed garden with wonderful production potential. All fruit trees are grown using the espalier technique along the fence, which is both aesthetically pleasing and helps boost production and ripening of fruit within smaller spaces, while the Mittleider method used for the grow boxes helps maximize the amount of produce grown within smaller garden spaces using trellises to encourage vertical growth. Enjoy fruit grown in your own backyard from two Everest grape vines, which already produce over 8 lbs. of grapes a year and will produce up to 30 lbs. when fully mature; two producing fig trees; one Asian pear tree, which should produce within the next year; and two apple trees (one Granny Smith and one Honeycrisp), which pollenate each other and should start producing in the next 1-2 years. Whether gardening is an old passion, a new passion, or a passion you don't yet know you have, you'll love the possibilities this backyard offers. * Major system updates include a new architectural roof in 2022 and a new 20 SEER Rheem Variable-Speed HVAC in 2020, which offers increased temperature, humidity, and air quality control with improved energy efficiency. * Transferable termite bond in place with Barrier Pest Control services. * X Flood Zone Rating does not require flood insurance. * Wondering how you can have everything this home offers for an asking price per square foot lower than 90% of all detached single-family homes available in Goose Creek AND the lowest asking price per square foot available in Liberty Hall Plantation? Stop wondering and come see for yourself!
Source: CTAR #25021763
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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