261 Donora Blvd Fort Myers Beach, FL 33931
Your savings
About this home
!!!!PRICE IMPROVEMENT!!! Welcome to this brand-new construction home located on Fort Myers Beach. 261 Donora Blvd is a beautiful modern retreat offering strength, style, and peace of mind. This 3-bedroom, 2-bath home blends coastal charm with today’s best design features. The open kitchen, boasting beautiful quartz countertops, sleek stainless steel appliances, and custom cabinetry, is a perfect space for both entertaining and everyday living. This home is filled with abundant natural light thanks to expansive impact sliders and windows, which not only brighten your living space but also help conserve on cooling costs dramatically. Downstairs offers a private entry, currently designed as a gym with a portable A/C. But the possibilities are endless—it could be a game room, hobby studio, private office, or even a cozy cabana space to complement your poolside living. Outside, you’ll find your private backyard oasis with serene preserve views on land owned by the city—providing both beauty and peace of mind that your backdrop will remain natural and untouched. A sparkling, brand-new swim spa and jacuzzi create the ultimate setting for relaxation and entertaining. The outdoor space near the pool and spa is perfect for unwinding, sipping a cocktail, and enjoying everything Florida living has to offer. Whether this is your primary residence or you choose to use it as an Airbnb investment, it’s a true win-win in the heart of paradise. You’ll also love the deeded beach access, just a short walk away, where you can enjoy soft sands, turquoise waters, and breathtaking sunsets. Ideally located just minutes from the new Margaritaville Resort, DiamondHead Beach Resort, and the Beached Whale, this home puts you right at the center of everything Fort Myers Beach has to offer. Don't miss this amazing opportunity. And did I mention… the seller is offering an ASSUMABLE VA LOAN at an incredible 2.25% interest rate? Opportunities like this don’t come around often! Who doesn’t want sunsets and beaches all within walking distance? Are you ready? Let's make a deal...
Source: FORTMYERS #2025006574
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.