26110 Lazy Creek Rd Menifee, CA 92586
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About this home
Are you searching for a home that is Turnkey, with low taxes, and no HOA? Look no further! This beautifully upgraded single-story pool home sits on a spacious corner lot in a highly sought after neighborhood in Menifee. Inside, you’ll find a bright, open layout with new interior paint, ceramic tile flooring, and tasteful trim accents. The kitchen has been carefully remodeled and features modern soft-close cabinetry with pullouts, a farmhouse sink with glass rinser and soap dispenser, quartz countertops with matching backsplash, and all-new LG ThinQ stainless-steel smart appliances. This includes the stove with built-in air fryer, dishwasher, refrigerator, and beverage fridge. Energy efficiency meets peace of mind with a solar system featuring 39 panels, dual power inverters, and an upgraded electrical panel. Additional upgrades include a new Rheem water heater, whole-house fan, and smart Chamberlain MyQ garage door system with battery backup. Step outside to your own private backyard retreat complete with a sparkling pool and spa, stamped and colored concrete patio, and new white vinyl fencing for added privacy. An upgraded vacuum system helps ensure year-round enjoyment. Added bonuses include ample RV parking with custom security gates and side access perfect for toys, trailers, or extra vehicles. This home offers the perfect blend of comfort, style, and convenience truly move-in ready with modern upgrades, energy savings, and that sought-after California indoor-outdoor lifestyle. Close to top-rated schools, shopping, dining, and freeway access, This property is ready to welcome you home.
Source: CRMLS #SW25249402
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.