2614 Hawk Roost Ct Holiday, FL 34691
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About this home
(MOTIVATED SELLER) Immaculate Move-In Ready Home in Sought-After Key Vista Community! Nestled on a peaceful cul-de-sac in the gated Key Vista community, this beautifully maintained 3-bedroom, 2.5-bath single-family home offers the perfect blend of comfort, style, and thoughtful upgrades. From the moment you enter, you'll appreciate the open-concept layout, ideal for both entertaining and everyday living. Inside, you’ll find a custom-built wet bar, a spacious and versatile loft, and an abundance of natural light throughout. The main living area flows seamlessly into the kitchen and dining spaces, creating an inviting environment for gatherings. Major updates include a new roof (2023), new A/C, and new refrigerator, washer, and dryer, providing peace of mind and move-in ease. Step outside to your private fully fenced backyard oasis—perfect for kids, pets, or relaxing evenings under the stars. One of the home’s standout features is its unbeatable location. You're just 7 miles from the world-famous Sponge Docks of Tarpon Springs and minutes from local boat ramps, offering quick access to the serene waters of Anclote Key. Despite being close to the coast, this home remained high and dry through recent storms—giving you added confidence and peace of mind. Key Vista also offers resort-style amenities including a clubhouse, pool, fitness center, and nature trails. Combine that with proximity to parks, top-rated schools, and shopping, and you have a home that truly checks every box. Don't miss your chance to own a turn-key home in one of the Gulf Coast’s most desirable communities—schedule your private showing today!
Source: STELLAR #TB8387550
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.