2617 Ophelia Way Myrtle Beach, SC 29577
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About this home
Stunning Custom Home in the Heart of Market Common! Welcome to your dream home! Nestled in the highly desirable Market Common District, this beautifully upgraded 3 bedroom, 2 bathroom home offers a rare blend of sophistication, comfort, and coastal charm. From the moment you enter, you'll be captivated by the attention to detail and premium finishes that make this home one-of-a-kind. Step into a bright, open concept living area highlighted by a gorgeous shiplap accent wall. The gourmet kitchen is a chef’s dream, boasting high-end quartz countertops, sleek stainless-steel appliances, upgraded fixtures, and a spacious center island wrapped in reclaimed wood for a warm, rustic touch. The spacious primary suite offers a serene retreat, featuring a walk-in closet with elegant double sliding barn doors and a spa-inspired bathroom complete with dual vanities, modern farmhouse style mirrors and luxury imported tile flooring. Two additional bedrooms offer plenty of space for guests or a home office. Modern lighting throughout the interior adds a sleek, stylish touch to every room. Enjoy the outdoors year-round with a screened-in porch, extended paver patio, and your own outdoor shower—perfect after a day at the beach. The backyard is enclosed by a 6-foot privacy fence, creating a secluded oasis. Both the front and backyards are enhanced with professional landscaping and a multi-zone irrigation system for effortless, lush maintenance. Additional upgrades include an epoxy-coated garage floor, ceiling-mounted storage racks, Bermuda sod, seamless gutters and decorative exterior concrete curbing. All of this, just minutes from shopping, dining, parks, and the beach, in the highly sought-after Market Common community. Don’t miss your chance to own this exquisite, move-in ready home—schedule your private showing today! Seller is a licensed realtor
Source: MYRTLEBEACH #2519181
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.