262 E Daisy Cir Romeoville, IL 60446
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About this home
PRICE IMPROVEMENT! Motivated Sellers! Welcome to your move-in ready, thoughtfully updated home in Romeoville's desirable Wesglen Subdivision! This beautifully maintained property combines modern upgrades, stylish finishes, and flexible living spaces on a quiet, friendly street. Inside, you'll find brand-new grey LVP flooring (2022) and a renovated kitchen with all new appliances (2022), featuring luxurious quartz countertops, a custom microwave built into the oversized island, and elegant crown molding that extends into the bedrooms. A custom built-in bookshelf adds charm to the family room, while the finished basement (2025) provides extra living space perfect for a bedroom, office, or playroom. Major updates are already complete for your peace of mind, including a new HVAC cooling system (2025), new water heater (2024), and all new flooring (2022). Step outside to your spacious backyard with a concrete patio, ready to become your ideal outdoor retreat. Located in an excellent school district with fiber internet, nearby parks, and convenient access to restaurants and grocery stores, this home offers the perfect blend of comfort, convenience, and modern style-whether you work from home, commute, or are raising a family. This home has received multiple offers in the past, a reflection of its appeal and value. Previous offers fell through due to buyers' financial circumstances, not because of the home itself. Now offered at a new, attractive price, the sellers are motivated and ready to make a deal. Home is being sold as-is and priced to reflect its excellent condition and value. Don't wait-this one checks all the boxes!
Source: MRED #12464612
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.