2620 Cast Off Loop Woodbridge, VA 22191
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About this home
We are back on the market -due to no fault of the seller. Imagine waking up surrounded by trees, sunlight pouring through your windows, and every space designed for the way you truly live! Welcome Home to 2620 Cast Off Loop — a home where everyday living transforms into something extraordinary! Tucked into a serene, tree-lined setting, this beautifully crafted home offers over 4,000 sq. ft. of flexible, light-filled living space designed to elevate your lifestyle at every turn. From the moment you step inside, warm hardwood floors and a spacious, open-concept layout invite you to breathe easy. Whether you're hosting a lively dinner party or enjoying a quiet evening by the gas fireplace, this main level offers the perfect balance of connection and comfort. The oversized kitchen—complete with granite countertops, a walk-in pantry, and seamless flow to a composite deck—becomes the heart of the home. Step outside to take in peaceful, wooded views and unwind with your morning coffee or weekend barbecue. Upstairs, five generously sized bedrooms await—all on one level, including a stunning primary suite with vaulted ceilings, spa-like bath, and tranquil treetop views. A secondary suite offers the perfect retreat for teens or guests, while the remaining rooms flex easily into home offices, creative spaces, or growing family needs. The finished walk-up basement continues the home’s theme of versatility, with a bonus room that can be used as office space, workout room or as a bedroom, full bath, and a large rec room ideal for movie nights, gym time, or multi-generational living. Located in a vibrant, amenity-rich community designed for those who live, play, and connect—you’ll enjoy access to indoor and outdoor pools, a 25,000 sq. ft. clubhouse with a professional fitness center, tennis courts, dog park, trails, and more. Plus, with easy access to I-95, VRE, Quantico, and Stonebridge, every destination is within reach. At 2620 Cast Off Loop, you’re not just buying a home—you’re stepping into a lifestyle.
Source: BRIGHT #VAPW2103320
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.