26214 Tawny Way Boerne, TX 78015
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About this home
PRICE IMPROVEMENT + VA ASSUMPTION OPTION AVAILABLE! This stunning 5-bedroom, 5.5-bath former model home sits on a .45-acre lot in a gated community and offers a perfect blend of luxury, comfort, and functionality. Thoughtfully refreshed, the home features a brand-new roof, fresh interior paint, remodeled primary bathroom, new main-level flooring, and new carpet upstairs. The open-concept layout is ideal for entertaining, with a spacious family room and stone fireplace that opens to the gourmet kitchen featuring granite countertops, a 6-burner gas cooktop with pot filler, double ovens, two dishwashers, an oversized island, and a walk-in pantry. Additional main level spaces include a morning room with a second fireplace, formal dining room, wine and bar area, dedicated office, mudroom with built-in storage, and utility room with carport access. The main level also includes a private guest suite and a luxurious primary suite with serene views of mature oak trees, coffee bar, dual vanities, walk-in shower, garden tub, and a large walk-in closet. Upstairs, an elegant spiral staircase leads to a large game room with wet bar and access to a covered balcony, a media room with accent brick wall, and three generously sized secondary bedrooms, each with its own private bath and walk-in closet. Outdoor living is equally impressive with a covered patio, outdoor kitchen, and a spacious, fully fenced backyard shaded by mature oak trees, including one estimated to be over 100 years old. Parking is abundant with a two-car attached garage, one-car detached garage, carport, and extended driveway accommodating up to 12 cars. Located in a private gated community with neighborhood pool, park, and sports court, this home offers convenience with easy access to I-10, downtown Boerne, La Cantera, The Rim, and North San Antonio amenities. A rare opportunity, this property also offers a possible VA assumable loan subject to qualification and lender approval. Schedule your private showing today.
Source: SABOR #1886295
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.