2625 Havencrest Dr # 27 Unit 27 Fallbrook, CA 92028
Your savings
About this home
PAID SOLAR. SINGLE LEVEL. ADU. PICKLEBALL COURT. FLAT ACRE. HORSES? WEDDING VENUE? MULTI-GENERATIONAL LIVING? We've got you covered!! So many possibilities!!! Enjoy serene mountain views and peaceful country living in this beautifully updated single-level ranch-style home nestled in the scenic Fallbrook community. Set on 1.2 acres of flat, usable land zoned for agricultural use, this property blends modern comfort with endless outdoor potential. The main residence offers 3 bedrooms and 2 baths across an inviting open layout with wood laminate flooring throughout, fresh custom interior paint, vaulted ceilings, and skylights that bathe the home in natural light. The formal entry flows into a generous family room with a charming corner brick fireplace, hearth, and mantel- perfect for cozy evenings at home. The remodeled kitchen is a true centerpiece, featuring a white subway tile backsplash, stainless steel appliances, floating wood shelves, quartz countertops, a center island, pendant lighting, and a farmhouse sink overlooking the front yard through a wide picture window. Both bathrooms have been tastefully refreshed, and the expansive primary suite includes plantation shutters and an elegantly updated ensuite bath. The detached two-car garage has been converted into a stunning ADU, offering a full one-bedroom, one-bath design complete with white cabinetry, updated countertops, stainless steel appliances, and luxury vinyl plank flooring- ideal for extended family, guests, or potential rental income. Outdoors, the property continues to impress with a new pickleball court, a generous entertaining area perfect for outdoor dining and gatherings, and ample space for gardening, recreation, or small-scale agricultural projects. The fully fenced lot includes an electric gate, RV parking, and a kennel area for pets. Additional highlights include an SOLAR, indoor laundry room (washer and dryer included), ducting for central air, central heat, and two quiet whole-house fans. This exceptional property offers the perfect blend of comfort, versatility, and privacy, allowing you to fully embrace the tranquil Fallbrook lifestyle.
Source: CRMLS #NDP2510409
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.