2626 NW 68th Ave Gainesville, FL 32653
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About this home
Large Pool Home with a Tesla Solar System installed in 2020 and paid off at closing. This home is close to shopping, restaurants, and centrally located in Northwest Gainesville. This 6 Bedroom home comes with a large fenced in backyard, new flooring, and paint. The floor plan is open and designed with multiple living areas. The backyard is ideal for the Florida lifestyle with a large outdoor patio, great pool, and beautiful well landscaped backyard. The large Energy Efficient windows let in lots of light and the split floor plan is ideal. There is an oversized driveway for extra parking! Many upgrades have recently been done by the seller. The pool is 26,000 gallons with a fountain and the pool pump was replaced in 2025, carpet throughout the home was also replaced in 2025, new hall bathtub in 2025. The ROOF was just replaced in 2024, and in 2023 the Air Conditioning Unit and Air Handler. A large home, in a wonderful neighborhood, with a spacious backyard filled with plants and flowers, and a good sized pool that is partially shaded. Seller to give $3,000.00 closing cost credits with preferred lender.
Source: STELLAR #GC532042
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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