2628 Holley Club Dr Navarre, FL 32566
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About this home
Welcome to this extraordinary 4 bedroom with ensuite and 3 1/2 bath custom home designed for entertaining and everyday luxury located in the sought after Holley by Sea and close to Hidden Creek Golf Course. Inside, you will be amazed by the 10-12 ft ceilings, architectural details, and crown molding creates warmth and sophistication. The amazing kitchen features custom cabinetry, granite countertops, a breakfast bar, double ovens, and a wine refrigerator which is perfect for hosting or family gatherings. The family room opens through French doors to the lanai, offering just under 1000 square feet of heated and cooled outdoor living space with a full kitchen, gas fireplace, amazing pool, and hot tub. The private master suite offers a true retreat with a sitting area and French doors leading to the lanai. The spa-like bath includes a soaking tub, double vanities, and large walk-in closet. Additional highlights include a dining room, dedicated office and a whole-house generator for piece of mind. A three-car garage and an additional workshop out in back yard completes this incredible property your perfect blend of comfort and casual living. Holley by the Sea feature a 55 acre recreational facility with gym, aerobics room, sauna, pools, tennis, pickle ball, basketball, camping area, playground area, access to the East Bay and a community house to rent for parties and events. The Hidden Creek Golf Course is just a few roads away and is one of the premier Golf Courses in our area. This home is must see!!
Source: PENSACOLA #672733
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.