263 Springs Xing Canton, GA 30114
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About this home
Welcome to your move-in ready 4-bedroom, 2.5-bath home in a top-rated school district. This meticulously maintained home features updated light fixtures, new garage door opening system, and the entire interior including ceilings freshly painted in a neutral palette. Step inside to a 2-story foyer beaming with natural light and gorgeous hardwood floors. To the right of the foyer is a spacious home office perfect for those that work at home. The main level boasts an inviting and open living/dining/kitchen layout that flows effortlessly anchored by a gas fireplace that ignites at the flip of a switch. The beautiful bright white kitchen has stainless steel appliances including a 5-burner gas range and 2 large pantries. On the upper level you will find the expansive Primary suite with an en-suite bathroom offering an updated tile shower/ flooring, double vanity, and large walk-in closet. Also on the upper level are three additional sizable secondary bedrooms, large laundry room, and full bathroom with double vanity & updated tile flooring. The private backyard oasis is framed by solid privacy fencing on both sides and opens to a tranquil wooded backdrop along with a covered oversized patio- perfect for cooking out, family play/gatherings, or just sitting & relaxing while sipping coffee and reading a good book. Preserve at Holly Srings is a highly desirable neighborhood that offers ample sidewalks, a playground, and community pool. Property is right around the corner from the community pool and less than a minute walk to loads of outdoor pool fun. Zoned for Liberty, Freedom, and Cherokee High School (Brand New High school being built projected to open 2026). School bus stop is conveniently right in front of property. Close to I-575, 10 min to downtown Woodstock, close to grocery, restaurants, coffee shops, aquatic center, Allatoona Lake, & new Hospital. This turnkey home blends thoughtful updates, modern conveniences, and unbeatable community amenities. Schedule a private tour today!
Source: FMLS #7614306
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.